Welch & Condon assists those who need help navigating the Social Security system. Whether it is Supplemental Security Income (SSI) or Social Security Disability (SSDI), we can help.
Supplemental Security Income (SSI) is a program for those with limited resources and income and who are U.S. citizens or nationals, or in a certain category of aliens. You must also be aged 65 or older, blind, or disabled. The program is for those who have little to no income and provides assistance with food and shelter. Previous work history is not required for this program. To apply for SSI you must call Social Security or go to your local Social Security office. The application is not online. You must be able to provide proof of income and resources (bank statements, deed for property, life insurance policy, title to vehicle).
Social Security Disability (SSDI) is a program that pays benefits to you if you are unable to work for any reason. You must be ‘insured,’ meaning you must have worked enough to qualify. In order to be insured you must have 40 credits and you can earn up to a max of 4 credits per year. For example, in 2015, you can earn one credit for each $1,220 of wages. 20 of the 40 credits must have been earned in the last 10 years before you become disabled.
Social Security considers someone to be disabled when all of the following are met:
You cannot do the work that you did before;
You cannot adjust to other work because of your medical conditions; and
Your disability has lasted or is expected to last at least one year or to result in death.